Quarterly report pursuant to Section 13 or 15(d)

INCOME TAXES (Details Narrative)

v3.21.2
INCOME TAXES (Details Narrative) - USD ($)
3 Months Ended 9 Months Ended
Jul. 31, 2021
Jul. 31, 2020
Jul. 31, 2021
Jul. 31, 2020
Income Tax Disclosure [Abstract]        
Effective tax rate 15.20% (19.10%) 14.20% (12.90%)
Reinsurance Retention Policy, Amount Retained $ (184,519)   $ (496,485)  
Net operating loss $ 1,376,727   $ 1,376,727  
Operating loss expiration description     expire in 2029