Quarterly report pursuant to Section 13 or 15(d)

COMPOSITION OF CERTAIN FINANCIAL STATEMENT CAPTIONS (Details Narrative)

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COMPOSITION OF CERTAIN FINANCIAL STATEMENT CAPTIONS (Details Narrative) - USD ($)
3 Months Ended 9 Months Ended
Jul. 31, 2024
Jul. 31, 2023
Jul. 31, 2024
Jul. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]        
Interest bearing deposits current rate     4.75%  
Depreciation expense $ 187,982 $ 165,211 $ 533,968 $ 473,988